:root{
      --primary:#3d6df2;--primary-2:#6f5cff;--ink:#16243b;--muted:#66748b;
      --bg:#f5f8fc;--line:#e7ebf3;--dark:#101a2b;--success:#1fb981;--warning:#e5a028;--container:1160px
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;font-family:"Plus Jakarta Sans",system-ui,sans-serif;color:var(--ink);
      background:
        radial-gradient(circle at 88% 7%,rgba(61,109,242,.09),transparent 22%),
        radial-gradient(circle at 7% 38%,rgba(111,92,255,.055),transparent 24%),var(--bg);
      -webkit-font-smoothing:antialiased
    }
    h1,h2,h3,.brand{font-family:"Poppins","Plus Jakarta Sans",sans-serif}
    a{text-decoration:none;color:inherit}
    .container{width:min(calc(100% - 32px),var(--container));margin:auto}
    .btn{min-height:44px;display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:0 17px;border:1px solid transparent;border-radius:12px;font-size:11px;font-weight:750}
    .btn-primary{color:#fff;background:linear-gradient(135deg,#315fdc,#6f5cff);box-shadow:0 11px 24px rgba(61,109,242,.21)}
    .btn-light{background:#fff;border-color:var(--line);color:#33415c}

    .topbar{background:rgba(255,255,255,.9);border-bottom:1px solid rgba(230,234,243,.8)}
    .topbar-inner{min-height:40px;display:flex;align-items:center;justify-content:space-between;font-size:12px;color:#52617a;font-weight:600}
    .nav-area{position:sticky;top:0;z-index:50;padding:8px 0 0;background:linear-gradient(180deg,rgba(245,248,252,.96),rgba(245,248,252,.72),transparent);backdrop-filter:blur(13px)}
    .navbar{min-height:68px;background:#fff;border:1px solid rgba(229,233,241,.85);border-radius:17px;box-shadow:0 16px 42px rgba(22,36,59,.08);display:flex;align-items:center;justify-content:space-between;padding:0 17px 0 21px}
    .brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:21px}
    .brand-mark{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;color:#fff;background:linear-gradient(135deg,#12233d,#284e8a 48%,#557df6)}
    .brand strong{background:linear-gradient(135deg,#376eea,#705cff);-webkit-background-clip:text;background-clip:text;color:transparent}
    .nav-links{display:flex;align-items:center;gap:21px;font-size:12px;font-weight:650;color:#3c4963}
    .nav-links a{display:flex;align-items:center;gap:7px}
    .nav-icon{width:23px;height:23px;border-radius:8px;background:#eef4ff;color:#3d6df2;display:grid;place-items:center;font-size:10px}
    .nav-actions{display:flex;gap:8px}

    .crumbs{padding:22px 0 0}
    .crumb-list{display:flex;gap:8px;align-items:center;flex-wrap:wrap;font-size:11px;color:#738098;font-weight:600}

    .policy-page{padding:28px 0 66px}
    .policy-hero{
      background:linear-gradient(145deg,#fff,#fbfcff);border:1px solid var(--line);border-radius:28px;
      padding:34px;box-shadow:0 24px 60px rgba(23,43,82,.10);
      display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;position:relative;overflow:hidden
    }
    .policy-hero:after{content:"";position:absolute;width:420px;height:420px;right:-190px;top:-220px;border-radius:50%;background:radial-gradient(circle,rgba(61,109,242,.16),transparent 68%)}
    .eyebrow{display:inline-flex;align-items:center;gap:6px;padding:7px 10px;border-radius:999px;background:#eef4ff;color:#315fdc;font-size:9px;font-weight:800;text-transform:uppercase;letter-spacing:.7px}
    .policy-hero h1{font-size:34px;line-height:1.15;letter-spacing:-1px;margin:10px 0 8px}
    .policy-hero p{margin:0;color:#66748b;font-size:11px;line-height:1.85;font-weight:600;max-width:700px}
    .hero-icon{width:94px;height:94px;border-radius:28px;display:grid;place-items:center;color:#fff;font-size:34px;background:linear-gradient(135deg,#315fdc,#6f5cff);box-shadow:0 18px 38px rgba(61,109,242,.20);position:relative;z-index:2}

    .policy-grid{margin-top:18px;display:grid;grid-template-columns:.32fr 1fr;gap:16px;align-items:start}
    .toc{position:sticky;top:96px;background:#fff;border:1px solid var(--line);border-radius:19px;padding:16px;box-shadow:0 10px 28px rgba(22,36,59,.045)}
    .toc h3{font-size:12px;margin:0 0 10px}
    .toc a{display:flex;align-items:center;gap:8px;padding:9px 10px;border-radius:10px;font-size:9px;color:#65728a;font-weight:650}
    .toc a:hover{background:#eef4ff;color:#315fdc}
    .toc i{width:22px;height:22px;border-radius:7px;background:#f1f5ff;color:#315fdc;display:grid;place-items:center;font-size:8px}
    .policy-content{display:grid;gap:12px}
    .policy-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:21px;box-shadow:0 10px 26px rgba(22,36,59,.045);scroll-margin-top:100px}
    .policy-card h2{font-size:17px;margin:0 0 8px}
    .policy-card p{font-size:9.8px;line-height:1.9;color:#617088;font-weight:600;margin:0 0 10px}
    .policy-card ul{padding-left:20px;margin:9px 0 0;color:#617088}
    .policy-card li{font-size:9.6px;line-height:1.8;margin:5px 0;font-weight:600}
    .notice{display:flex;gap:10px;align-items:flex-start;padding:13px;border-radius:13px;background:#fff8eb;border:1px solid #f2e2bd;margin-top:12px;color:#6e6250;font-size:9px;line-height:1.65;font-weight:600}
    .notice i{color:#d99a28;margin-top:2px}
    .good{background:#eefbf7;border-color:#d5eee5;color:#4c675e}
    .good i{color:#1f9b70}
    .admin-note{margin-top:14px;padding:13px 14px;border-radius:13px;background:linear-gradient(135deg,#eef4ff,#f5f2ff);border:1px solid #dce6fa;font-size:8.8px;color:#617088;font-weight:650;display:flex;gap:9px;align-items:flex-start}
    .admin-note i{color:#315fdc;margin-top:2px}

    .cta{margin-top:20px;background:linear-gradient(135deg,#172a47,#315fdc 58%,#6f5cff);color:#fff;border-radius:21px;padding:20px;display:flex;align-items:center;justify-content:space-between;gap:18px}
    .cta h3{font-size:14px;margin:0 0 3px}.cta p{font-size:8.7px;color:#dce6ff;margin:0;font-weight:600}.cta .btn{background:#fff;color:#315fdc}

    footer{background:#101a2b;color:#b8bfd2;margin-top:60px;padding:26px 0 17px}
    .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:24px;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.07)}
    .foot-title{color:#fff;font-size:11px;font-weight:700;margin-bottom:9px;padding-left:9px;border-left:3px solid #416ff2}
    .foot-links{display:grid;gap:6px}.foot-links a{font-size:10px;background:#17243a;border-radius:9px;padding:7px 9px;color:#c0c8d8;font-weight:600}
    .foot-copy{font-size:10.4px;color:#9aa5b8;max-width:330px;margin-top:11px;font-weight:600}
    .footer-bottom{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap;padding-top:13px;font-size:9px;color:#8d98aa;font-weight:600}

    @media(max-width:950px){.nav-links{display:none}.policy-grid{grid-template-columns:1fr}.toc{position:relative;top:auto}.policy-hero{grid-template-columns:1fr}.hero-icon{display:none}}
    @media(max-width:700px){.container{width:min(calc(100% - 24px),var(--container))}.topbar{display:none}.navbar{min-height:61px}.policy-hero{padding:22px;border-radius:21px}.policy-hero h1{font-size:27px}.cta{flex-direction:column;align-items:flex-start}.cta .btn{width:100%}.footer-grid{grid-template-columns:1fr}}